Meet the professionals who can help you

Pursue Your Goals

We help individuals and families pursue their ideal retirements.


The team behind Southern Kentucky Advisors is made up of qualified financial professionals who are passionate about helping individuals and families achieve their ideal retirements.


Allen Costellow, RFC®, CTS® President & CEO

Allen is focused on helping clients work toward their retirement dreams through a well-thought-out financial strategy for retirement.

After growing up in a middle-class, blue-collar home where finances were always a struggle, Allen joined the financial industry, becoming an insurance agent in 1979.

In 2006, Allen launched his own financial services firm to help retirees and their families develop a financial strategy that works to build and preserve their lifestyle. He truly enjoys helping people to maximize their income — and minimize taxation — in retirement.

Since entering the financial services in 1979, Allen has personally worked with over 2,000 clients in the south-central Kentucky region. Today, many of Allen’s new clients are children whose parents he worked with years ago.

As the president and founder of Southern Kentucky Advisors, Allen has surrounded himself with a team of people committed to bringing increasing value to the lifetime clients of the firm.

Allen has passed the Series 63 and 65 securities exams and holds licenses in life, health, property, casualty, Medicare and long-term care insurance in multiple states. He is registered as an Investment Advisor Representative and has earned his Registered Financial Consultant (RFC) and Certified Tax Specialist (CTS) designations. His professional memberships include the National Association of Insurance and Financial Advisors (NAIFA) and the International Association of Registered Financial Consultants (IARFC). Allen also has been featured on “MomsEveryday” on WBKO-TV as well as “VIP Bowling Green.”

Allen is an active member in his local church and has served on several advisory boards of companies and nonprofits.

He resides in Bowling Green, KY, with his wife, Glenda. They have five children and six grandchildren. Allen and his family spend quality time year-round and especially enjoy two family trips to the beach and the mountains.

Elizabeth Cook

Elizabeth Cook
Operations Manager


Stephanie Vartenisian
Client Relations Specialist

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For more information about any of the products and services we provide, schedule a meeting today or register to attend a seminar.


Or give us a call at 270.904.7624