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FIA Myth… Debunked

By Allen Costellow | June 7, 2019

The myth that FIA’s do not provide principal protection is one of the most disconcerting to the consumer who is looking into this product.  It is also one of the most misunderstood by other advisors who perhaps unwittingly spread this un-truth.  To answer this concern with absolute transparency and integrity, we must start with a…

Johnny & Jenny

By Allen Costellow | June 7, 2019

A few years ago, I met a couple who we will call Johnny & Jenny. They had both worked hard for many years and had accumulated a nest egg that they needed to provide them with enough monthly income along with their social security benefits to cover the cost of their fixed expenses.  It was…

Creating a Financial Blueprint

By Allen Costellow | June 6, 2019

It has been said that most people spend more time planning a vacation than they do planning their retirement. It is quite reasonable that this is true. During our working years our focus is pulled in so many different directions: marriage, children, work, continuing education, volunteering and generally trying to build our future with one…

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